This month, SGI announced plans that rates could be changing for car owners.

Under the new plan, most newer cars would be charged more, while older cars would be charged less.

One of the reasons cited by SGI was increasing expenses from "more intricate and complicated car systems".

Many of these features that need to be replaced after an accident are just as complicated and pricey to repair as they sound, as we learned from the co-owners of 5th Street Autobody Scott Bussian and Mark Sandquist.

"Once an airbag detonates, every sensor in that vehicle needs to be changed and that's usually what drives up the cost and writes off most vehicles," said Sandquist, "They also need to change out the seatbelts, because they have a pretensioner that pulls you down and keeps you secured in the seat. Some even have telescopic steering wheels that retract. We've been running into that and that was unexpected."

"There are so many sensors in there that can basically throw off the car, and if they're not set properly, it makes it a really big safety concern," said Bussain.

Sandquist also says that the high-strength steel that's been added to the frames of most new cars is one of the biggest differences in safety and repair costs.

These frames often need to be repaired after a major crash. They require a more intricate process than just regular welding, as demonstrated by Scott & Mark.

One of the other parts of a car that you might need to replace after a wreck is the glass in your car.

Bussain explains and shows off some of the differences in what types of glass are in your car.

After Airbags go off in the event of a crash, they can hurt a lot - but they may also save your life.

Sandquist explains some of the after-effects of an airbag and shows off just how forceful it can be.

SGI has applied to the Saskatchewan Rate Review Panel for rate rebalancing.

"What's going to happen now is the Rate Review Panel will examine it, will consider feedback from the public, and ultimately make recommendations to government," said SGI Media Relations Manager Tyler McMurchy. "Then government will decide what happens with rates."

Both Bussain and Sandquist agree that in the end, the higher repair costs for new cars are well worth the extra safety.